citibusiness online contact customer service

Still, it’s always smart to keep an eye on the competition, so let’s see how they stack up to my favorite business bank, Spark Business by Capital One. Of course, the goal here is still to determine which one has the features and convenience you need.Ĭitibank is a good bank for business because of their brand power and the way they integrate customer feedback into their products. With interest rates so low they might as well just be zeros, there’s no reason to sign up for these accounts other than to keep all finances under one business bank.Ĭonsidering how many hours I’ve spent researching the best business banks, I’ve figured out that some of them simply offer better banking solutions for businesses than others. Unfortunately, Citibank’s business savings accounts are underwhelming. They also have a credit card specifically tailored to business owners who are Costco members. Keep in mind that if you link a business credit card to your checking account, you can take advantage of some valuable rewards ranging from routine business supplies to air travel to cash. It includes plenty of transactions for most small businesses and it leaves some room for your company to grow. I think the Flexible package really lives up to its name. Who It’s Right For: I don’t see any reason to take a 25 transaction limit just to get a 0.01% interest rate on my balance.

What It Includes: 0.01% interest rate, 25 monthly transactions, variable fees waived with $10k minimum balance, variable currency deposits. Who It’s Right For: Larger businesses that need the freedom of unlimited features and maintain a relatively high balance to qualify for earnings credits. What It Includes: Monthly earnings credit offsets monthly fees and limits, unlimited check writing, no withdrawal fees, cash management solutions. Who It’s Right For: Mid-sized companies that need relaxed restrictions to facilitate business operations on a larger scale. What It Includes: 500 monthly transactions, variable fee waived with $10k minimum balance, $20k monthly currency deposits. Who It’s Right For: Entrepreneurs operating a small business who want some room for growth should be interested in the Streamlined package. What It Includes: 250 monthly transactions, $15 monthly fee waived with a $5k minimum balance, variable currency deposits. Take a look at the way they summarize each one.

Citibank has four business checking packages: Interest, Streamlined, Flexible and CitiBusiness.

Citibusiness online contact customer service